Tools

Beckham Law Tax Savings Calculator

Spain's Beckham Law taxes your income at a flat 24% instead of progressive IRPF rates that reach 47%. Enter your gross income below and see the difference — annually and over the full 6-year Beckham period.

Your income

€20k€500k

Autónomos: include business expenses and RETA contributions (~€2,400–€4,200/year). W-2 employees: leave at 0.

Your estimated tax

Standard IRPF

Beckham Law (24%)

Estimated annual saving

How this estimate works

  • Standard IRPF uses approximate combined national + regional rates (19%–47%) and applies the standard personal allowance of €5,550.
  • Beckham Law applies a flat 24% on taxable income (gross minus deductible expenses, no personal allowance). Income above €600,000 is taxed at 47%.
  • Regional IRPF rates vary — Madrid is lower than the national average; Catalonia and Valencia are higher. This calculator uses approximate national averages.
  • A common myth: that a salary from a U.S. employer is "foreign-source" and therefore untaxed in Spain under Beckham. It is not — under the regime all employment income is deemed Spanish-source and taxed at 24%, whoever pays it. The 24% figure here is the real rate on your salary, not a conservative placeholder. What Beckham does leave untaxed by Spain is your foreign non-employment income (foreign dividends, interest, capital gains).
  • Social Security contributions (RETA for autónomos, ~€200–350/month) are the same under both regimes and are not included in this comparison.

Not legal or financial advice. This calculator provides illustrative estimates only. Actual tax liability depends on your autonomous community, individual deductions, income classification, applicable tax treaties, and personal circumstances. Consult a licensed tax advisor before making any financial decisions.

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